UrbenLife+ Post + Post Property

EMI calculator

PLAN YOUR HOME FINANCES

See the full cost of your loan.

Explore EMI, total interest and a repayment schedule. Compare a prepayment plan before you speak to a lender.

Your loan details

Property price minus down payment sets the loan amount. Editing the loan amount updates the down payment.

Compare prepayments

Assumes the regular EMI remains the same and the tenure reduces. No prepayment fee is included.

MONTHLY REPAYMENT
—

Regular EMI before optional extra payments

Principal
—
Interest
—
Total repayment
—

YOUR REPAYMENT JOURNEY

Amortisation schedule

Illustrative repayment schedule
PeriodOpening balancePaidPrincipalInterestClosing balance

How the estimate works

EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is loan principal, r is monthly interest and n is months. At 0% interest, EMI is P ÷ n. The schedule uses monthly reducing-balance interest and rounds payments to paise; the final payment can differ slightly.

The default interest is an illustration, not a current lender offer. Rates are assumed fixed. Excludes stamp duty, registration, taxes, insurance, lender fees and rate resets. Your lender’s terms and schedule govern the actual loan. Nothing here submits a loan application or sends your entries to a server.